Payment Options
At Heronhurst, we believe you shouldn't have to wait any longer to make those all important home improvements
We have a range of payment options available to help make your home improvement ideas a reality
Finance is currently unavilable as all available slots have been reserved by clients. We hope to return with further finance deals later this year
Limited Time Offer
12 Months Interest FREE
4 Options
Take your pick on the deal that works best for you
Cash Purchase
If you are paying from your own funds by cheque, debit card, bank transfer or cash. Or if you are arranging your own funding via a loan or remortgage
Representative Example
Example Purchase Price of £3800.00Deposit with Order of £1900 (50%)
Balance on Completion of £1900
Total Cost £3800.00
Zero Additional Cost
Minimum spend of £750 applies
Interest Free Credit
This is simply your purchase price less the deposit, divided by the number of repayments, with no interest or fees charged. 50% deposit required for our 24 month term. You also benefit from the extra protection provided under The Consumer Credit Act 1974
Representative Example
Example purchase price of: £3800.00
Deposit with Order: £1900.00 (50%)
Total Loan Amount: £1900.00
Repayable by 24 Monthly Payments of: £79.16 (First repayment 1 month after installation)
Total Charge for Credit: £0.00
Total Amount Repayable: £3800.00 (includes £1900.00 deposit)
Interest Rate: 0.0% per annum (fixed)
Representative APR: 0.0%APR
Buy Now. Pay Later
Nothing to pay for 6 months
Spread the cost of your purchase over 120 months, with a 6 month non-payment period. If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term with interest charged at a representative 11.9%APR. You will pay interest on the amount of credit that remains unpaid, and interest will be charged from the date we told you the agreement was live. If the total loan amount is settled in full before the first repayment due date, there is no charge for credit
Representative Example
Example purchase price: £5000.00
No Deposit
Total Loan Amount: £5000.00
Repayable by 120 Monthly Payments of: £77.30
(First repayment 6 months after installation)
Total Charge fror Credit: £4276.00
Total Amount Repayable: £9276.00
Interest Rate: 11.3% per annum (fixed)
Representative APR: 11.9%APR
Interest Bearing Credit
Spread the cost over 24, 36, 60 or 120 months
20% Deposit required
Representative Example
Cash price: £5000.00
Deposit with Order: £1000.00 (20%)
Total Loan Amount: £4000.00
Repayable by 60 Monthly Payments of: £84.01
(First repayment 1 month after installation)
Total Charge for Credit: £1040.60
Total Amount Repayable: £6040.60 (includes £1000 deposit)
Interest Rate: 9.5% per annum (fixed)
Representative APR: 9.9%APR
Minimum order value £1200 for 60 or 120 months. Minimum order value £10,000 for 120 months. Credit is subject to status and affordability.