Payment Options

Payment Options

At Heronhurst, we believe you shouldn't have to wait any longer to make those all important home improvements

We have a range of payment options available to help make your home improvement ideas a reality

Finance is currently unavilable as all available slots have been reserved by clients. We hope to return with further finance deals later this year

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4 Options

Take your pick on the deal that works best for you

Cash Purchase

If you are paying from your own funds by cheque, debit card, bank transfer or cash. Or if you are arranging your own funding via a loan or remortgage

Representative Example

Example Purchase Price of £3800.00

Deposit with Order of £1900 (50%)

Balance on Completion of £1900

Total Cost £3800.00

Zero Additional Cost

Minimum spend of £750 applies

Interest Free Credit

This is simply your purchase price less the deposit, divided by the number of repayments, with no interest or fees charged. 50% deposit required for our 24 month term. You also benefit from the extra protection provided under The Consumer Credit Act 1974

Representative Example

Example purchase price of: £3800.00

Deposit with Order: £1900.00 (50%)

Total Loan Amount: £1900.00

Repayable by 24 Monthly Payments of: £79.16 (First repayment 1 month after installation)

Total Charge for Credit: £0.00

Total Amount Repayable: £3800.00 (includes £1900.00 deposit)

Interest Rate: 0.0% per annum (fixed)
Representative APR: 0.0%APR

Buy Now. Pay Later
Nothing to pay for 6 months

Spread the cost of your purchase over 120 months, with a 6 month non-payment period. If you choose not to settle in full by the end of the non-payment period, the amount of credit remaining will be spread across the remaining term with interest charged at a representative 11.9%APR. You will pay interest on the amount of credit that remains unpaid, and interest will be charged from the date we told you the agreement was live. If the total loan amount is settled in full before the first repayment due date, there is no charge for credit

Representative Example

Example purchase price: £5000.00

No Deposit

Total Loan Amount: £5000.00

Repayable by 120 Monthly Payments of: £77.30
(First repayment 6 months after installation)

Total Charge fror Credit: £4276.00

Total Amount Repayable: £9276.00

Interest Rate: 11.3% per annum (fixed)

Representative APR: 11.9%APR

Interest Bearing Credit
Spread the cost over 24, 36, 60 or 120 months

20% Deposit required

Representative Example

Cash price: £5000.00

Deposit with Order: £1000.00 (20%)

Total Loan Amount: £4000.00


Repayable by 60 Monthly Payments of: £84.01

(First repayment 1 month after installation)

Total Charge for Credit: £1040.60

Total Amount Repayable: £6040.60 (includes £1000 deposit)

Interest Rate: 9.5% per annum (fixed)

Representative APR: 9.9%APR

Minimum order value £1200 for 60 or 120 months. Minimum order value £10,000 for 120 months. Credit is subject to status and affordability.

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